How to Determine Your Current Financial Status – Are you ready to take control of your financial future? Personal finance may seem daunting, but understanding where you stand is the first step toward financial freedom. Let’s dive into personal finance together and discover how knowing your financial situation can pave the way for a more secure tomorrow. The Importance of Knowing Your Financial Situation Understanding your current financial situation is crucial in making informed decisions about your money. By clearly showing where you stand financially, you can identify areas for improvement and set realistic goals. Knowing how much money you …
Tag: Personal Finance
How to reduce expenses and save money
How to reduce expenses and save money. Welcome to our blog post on how to reduce expenses and save money! In today’s fast-paced world, keeping a tight hold on your finances can be challenging. But fear not because we’re here to help you take control of your spending and turn those pennies into pounds! Whether you’re saving up for a dream vacation, paying off debts, or simply looking for ways to build up an emergency fund, the key lies in understanding where your money is going and finding ways to cut unnecessary expenses. By following some simple strategies and implementing …
How to save money successfully
Many of us have hard time-saving money, despite our best intentions. We often start with good intentions, but then something comes up, and we end up spending what we intended to save. If you’ve been struggling to save money, here are some tips that might help you finally reach your goal. Record your expenses If you want to save money successfully, one of the best things you can do is to keep track of your expenses. This will help you to see where your money is going and where you can cut back. Several ways to do this include using …
Top benefits of using Personal Finance Software
Mastering personal finance is crucial to achieving financial freedom and building wealth. However, keeping track of expenses, budgeting effectively, and analyzing spending habits can be daunting tasks for many individuals. This is where personal finance software comes in as a game-changer! With the right software at your fingertips, you can effortlessly take control of your finances and pave your way towards financial success. This blog post will explore the benefits of using personal finance software like iCash to streamline your money management process. From organizing and tracking expenses to setting financial goals and ensuring data privacy, let’s dive into how …
How to control ant expenses
How to control ant expenses – Have you ever wondered where your money goes? No matter how much we earn, it’s never enough to cover all our expenses. We work hard, yet those little costs sneak up on us; before we know it, they add up to a significant chunk of our budget. These sneaky expenses are often called “ant expenses” – small but mighty expenditures that can quickly drain your wallet if left unchecked. In this blog post, we will explore what ant expenses are, how to track them effectively using personal finance software like iCash, and most importantly, …
How to reduce monthly expenses
It can be challenging to reduce monthly expenses and save money each month, but there are several ways that you can cut down on your expenses. This article will provide tips on reducing your monthly expenses so that you can start saving money today! Automate your finances If you’re looking to reduce your monthly expenses, one of the best things you can do is automate your finances. By automating your finances, you’ll ensure that your bills are paid on time every month. This will help you avoid late fees and other penalties and will help you keep your budget on …
Adding transactions to iCash – Tips and tricks
Adding transactions to iCash is certainly something you will do very often. It is a boring and repetitive task but, are you sure you are using the software to its full potential? Actually, iCash can help you a lot with that as well! Transactions are the basis for moving money between accounts. You have to input your stuff the best as you can since everything depends on the quality and the accuracy of the data you enter. Reports and charts are as good as the data you type. Queries return as much information as what you have added in the …
How to save money with iCash
How to save money with iCash? The iCash manual starts with the following: “The first step in getting your finances under control is keeping records!” I wrote that sentence a long time ago, actually before entering 20 years of data into iCash! Now I am the happy owner of that information, 4 lustrums of data at my fingertips. All about my economy, incomes, expense habits, loan and mortgages repayments, etc. Money-saving budgetting I believe the January-March period is the Personal Finance quarter. It is time for budgeting. It is when you see what you did the previous year and what …
How to take advantage of Budgets in iCash
Budgets – One great feature of iCash is the ability to create a budget. A budget is basically a kind of projection of how much money you will spend or earn during a period of time in the future. I believe it is highly probable you already have created budgets in some way or another. Indeed, anytime you figure out how much money you will have left at the end of the month after paying your bills, you are creating a budget. You use budgets to estimate future income and expenses and create “what if?” scenarios. As time goes by, …
The history of iCash and Peggy Première
I projected the development of iCash in the late eighties but I actually started coding the software for real in the early nineties. I released the very first version by the end of 1991. At the time, I built it for Microsoft Windows 3.1 and IBM OS/2. I coded the project using the Pascal language. The development of the application continued up to the release of version 2.0 in May 1995. Peggy Première The application wasn’t known as iCash but as ‘Peggy Première’. Peggy because of the Muppet Show character and the analogy with a piggy bank. And ‘Première’ refers …
How to import transactions from a Bank statement
How to import transactions from a Bank statement into iCash? It turns out that iCash offers the possibility to import transactions from bank statement files directly into your personal finance. This is a great time-saving feature since you no longer have to type what you can already download from your online bank account. You just need to connect to your Bank, download the statement, or the transactions as a text file and then import that file to iCash. The magic is made thru a special window that includes a rule editor and a live preview. All you have to do …
How to create an Account Set in iCash
How to create an Account Set in iCash? It turns out that when you create a new iCash document you have the choice between creating either a blank document or a document with a predetermined set of categories and accounts. You can even import the categories and the accounts from another document. Two sets are available by default, the Home and the Office sets. Actually, those sets were created and added to iCash to save you time and to get you started. I believe it is a good idea to create your own sets of accounts if you plan to …
64bits versions of maxprog products
We are currently working on 64-bit versions of all our products. Apple macOS, Microsoft Windows and Linux are all 64-bits operating systems (note that MS Windows has also a 32-bit version available). Let me explain a bit what’s that about, the terms 32-bit and 64-bit refer to the way a computer’s processor handles information. A 64-bit operating system handles large amounts of memory more effectively than a 32-bit system. While 32 bits of information can only access 4 GB of memory, a 64-bit machine can access 17.2 billion gigabytes of system memory! That means that your video card and other …