Personal Finance Software

 Budgeting support
iCash v4 introduces Budgeting, a feature designed to replace cumbersome and error-prone spreadsheets. Indeed, it is now possible to take advantage of the data you have been typing in iCash so far in order to create a budget. iCash budget feature is very user-friendly and straightforward, just adjust a few parameters, click on the calculate button and you are done. Actually when you use iCash budgeting feature, there are two ways to set it up. One is to let iCash look at your history and estimate what the budget should be and the other way is to assign a number for a specific item. In fact, accounts and categories are automatically populated so they can be adjusted manually. In addition, a summary panel displays all the totals per interval for both your incomes and expenses. You can create as many budgets as needed and as usual, you can print and export them.

 Overview Panel navigation
We have brought iCash Overview panel to a whole new level giving you the ability to browse through types and categories as if you were handling folders on your desktop. You can double-click a type or category to see its contents down to account level. You can go back and forth, return to root view, refresh a view, print or export current view and hide or display deactivated items. A new navigation toolbar has been placed right above the viewer. In addition a new pull-down menu lets you jump to a given view by telling iCash to display a given type or category. This is really handy if you need to temporally isolate the items you are interested in. Of course next time you open a document, last view will be restored.

 Overview Panel flat list display
The Overview panel finally offers the possibility to also display flat lists. In fact, you can now set iCash to show a flat list of accounts from multiple categories and/or types at once rather than hierarchically organized as it was done so far. That allows you to easily compare accounts by sorting them exactly the way you need. Of course, it also allows you to print what you see on screen so you are no longer limited to default hierarchically organized lists.

 Currency update through the Internet
If you are connected to the internet, it is now easier than ever to keep all your currency exchange rates updated. Just open the currency window and click on the 'Update Now' button. All rates will be updated taking the default currency as the reference. The default currency is the one in bold on the list. You can easily change it, select any currency, press your mouse right button (or Cmd+left button) and select the 'Make default' menu. Once done, don't forget to click on the 'Update Now' button to take the new currency as the reference and to update all rates accordingly.

 Support for Bar and Pie charts
The Toolbar pie chart icon has finally been honored. Now you can create both bar and pie charts in addition to default line chart. Line and bar charts are intended to display the evolution of an account or a group of accounts over the time whilst the pie chart simply shows ratios. In layman's terms it simply allows you to visually compare accounts or categories of the same type. For example it allows you to know the proportion of a given expenditure compared to others.

 Colored balance status
Both the general and transaction status lines now use colors to display positive and negative amounts. Besides it looks pretty it is very likely many users will discover its utility for the first time. Indeed, that line offers a quick view of your current situation. Color was a long time request actually.

 Enhanced balance report
You can now create a Balance report by category. When selecting 'Balance sheet' you now have three choices, 'Summarized', 'Accounts' and 'Categories'. In addition you can create a report at a given date or for a date range. By choosing a date range you simply ask iCash to calculate the balance at two different dates and the variation between them. In other words, you can get for example January 1st and December 31th balances on the same sheet along with the variation percentage between those two dates.

 Much faster DB engine
We took advantage of this new release to update the SQL engine used by iCash to the very last version available. All procedures are now much faster. Besides of that this new version will also allow future developments.

 Deactivated Accounts
Accounts can now be deactivated directly from both the Overview panel and the account editor window. In addition you can set iCash to hide such accounts. As a reminder a deactivated account doesn't appear in pull-down menus throughout the application so it can no longer be chosen.

 Duplicating or transferring transactions to same days
The transaction duplication/transfert window has been enhanced to allow transferring or duplicating transactions to a different month keeping each transaction original day. That lets you for example duplicate/transfert transactions on march 1, 2 and 5 to april 1, 2 and 5.

and also:

 New shortcut to go through panels (Cmd-1 to 6 on the Mac and Ctrl-1 to 6 on Windows).
 Transaction and Report printouts now display formatted numbers using colors.
 'Edit | Refresh' menu can be used to refresh any panel.

 A The scheduler window is now a resizable standard document window.
 The currency editor window is now a resizable standard document window.
 Report date range start date is now set to first day of current year by default.

iCash v3 What's new