Personal Finance Software

 Support for transaction attachments
It is now possible to add a document to any transaction. That document can be a picture, a PDF, a Word file, an Excel sheet or whatever you wish. That's handy for storing an invoice, a receipt, a statement or a photography related to a given transaction right into your iCash document. Indeed the attached document gets fully stored into the document, it is not a link to an external file. As a result your iCash document continues to be be self-contained and fully portable as before. Of course, adding files will increase the iCash document size but you can use JPGs pictures for example which are self-compressed and usually quite small. To attach a document you just need to select the transaction and use the 'Transaction > Add Attachment' menu or right-click your mouse and select 'Add Attachment'. Then select the file and click on the 'Ok' button. A clip icon next to the date indicates that the transaction contains an attached file. You can see the attachment at any time selecting a transaction and using the 'Transactions > Open Attachment' menu or right-clicking your mouse and selecting 'Open Attachment'. The attachment will be displayed using the software that created it or the system default viewer application. It is recommended to attach only files with an extension (.jpg, .doc, .xls, …) to make sure we can display the document properly in the future. To remove an attached file use the 'Transaction > Delete Attachment' or right-click your mouse and select 'Delete Attachment'.

 New 'Split' function
So far the only way to create a split was to create all the transactions first and use the grouping feature.That works great however you can't take advantage of common data since you have to enter each transaction separately. In order to speed up the data entry we have added a second way to create a split that is similar to how it is done with other similar software. Indeed it is now possible to select a transaction and directly create a split thanks to the new 'Transaction > Split' menu or right-clicking on 'Split'. By selecting this new menu you get a new split window that allows you to add more transactions just selecting the target account and the amount. You can also set a payee and enter a comment. New transaction amounts are automatically deducted from the transaction you originally selected. As a result, once you are finished and you click on the 'Ok' button you get a group with the original amount containing all the transactions you have entered plus the one you originally selected. Note that splits/groups now use a folder icon to tell them apart better.

 Scheduled transactions forecast viewer
The Scheduler now includes a preview and a chart in order to get a picture of the upcoming transaction impact on your personal finance. If you open the scheduler you will find out it now includes a new 'Preview' panel. This panel is spitted into a transaction list and a line chart. Select an account from the account pull-down menu on the top left (or all accounts) and click on the up arrow as many time as needed to set the end date of the preview. The scheduler is then ran and programmed transactions are added to the list, showing the account balance on the last column. At the same time the chart is updated showing the evolution of the account balance through time. This is handy in order to know the balance of a given account ahead of time just using the scheduled transactions. You can add new transactions to the scheduler and see the impact right away.

 Tax editor and tax auto-calculations
A new Tax editor offers the possibility to assign taxes to accounts and to calculate transaction tax amounts automatically. You can open the new tax editor using the 'Edit > Taxes' menu. You can create as many taxes as you need both as rates or as fixed amounts. The account editor window now has two new tax pull-down menus. The first one lets you select a tax from the tax editor and the second one lets you select the type of tax. When using an account linked to a given tax in a transaction you will get the tax amount calculated automatically and the tax type automatically set according to your selection. Now you no longer need to enter all taxes manually. Just let iCash do it for you.

 Monthly, Quarterly, Semi-annually and Yearly Balance statement report
Four new reports have been added to the report panel in order to create monthly, quarterly, semi-annually and yearly balance statements. On the report panel you just need to select the 'Balance Sheet' option from the report pull-down menu. In the next pull-down menu on the right you have now 4 new options, monthly, quarterly, semi-annually and yearly. This report shows the balance of all your bank accounts, portfolio, asset accounts and liabilities at the end of each period, monthly, quarterly, semi-annually or yearly and the overall balance on the right. It gives a good picture of your balance evolution through time.

 Support for importing bank statements
iCash now offers the possibility to import bank statement files directly into your personal finance. This is a great time-saving feature since you no longer have to type what you can already download from your bank online account. The magic is made thru a whole new import window that includes a rule editor and a live preview. All you have to do is to define the bank, a default target account and to add rules. You can preview the result at any time clicking on the 'Preview' button. Transaction information is located in the comment field. You can create as many rules per bank as you need and you can process all kind of comments to set transaction fields accordingly. Finally you can perform a final touch to the preview list where needed before clicking on the 'Import' button. What you see in the preview is what will be imported except the transaction you may deactivate using the checkboxes on the left column.

 Payees in the Overview and payee charts
It is now possible to list all your payees and issuing in the overview panel and take advantage of the instant transaction breakdown panel. Indeed the overview panel is great and handy to list accounts and categories and see all the related transactions just by clicking on them. This function has been ported to payees as well. The selector pull-down menu above the overview now also allows you to select 'Payees'. You get them listed and clicking on any of them will show the related transactions in the list below. Finding transaction related to a given payee has never been easier. Furthermore you can also set the period as usual, current year, last year…etc… and get the related transactions for that given period only. In addition we have modified the chart selector pull-down-menu to include Payees. As a result you can now create line, bar and pie charts of all your payees as you already do with accounts and categories.

 You can now enter partial favorites, favorites with only the fields you need.
 The favorite edition window now includes 'Clear' buttons to remove pull-down menu selections, and a general 'Clear' button to clear all fields.
 When applying a partial favorite only non-null data is applied keeping any existing field selection.
 The favorite window now has a 'Duplicate' function and buttons are now located in a toolbar.
 Transaction group handling and display have been enhanced in order to make it easier to use.
 Queries - 'Doesn't contain' added to rules when selecting 'Comment'.
 A calendar is now displayed when choosing the scheduled transaction "Add Now" menu.
 Possibility to create 'by category' pie charts.
 SQL engine has been updated in order to enhance stability, speed and file security.
 It is now possible to create net of taxes P&L and payment reports thanks to new 'Net of Taxes' option.

 When selecting a month transactions the list is scrolled to properly show the last entry.
 Project field included when entering a new transaction and auto-completion is active.
 The account statement report now shows groups rather than single transactions.